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Personal Insolvency Advice

We are one of the leading Personal Insolvency firms in Ireland. If you are experiencing financial difficulties with your mortgage payments or debts (such as credit cards or loans), or dealing with mortgage arrears, then we may be able to help you. Get in touch today to find out what options are available. We offer free, confidential, no obligation advice.

Personal Insolvency solutions

There are several debt solutions available in Ireland, that can help you address your financial problems, such as a Personal Insolvency Arrangement (PIA), Debt Settlement Arrangement (DSA), Debt Relief Notice (DRN) or Bankruptcy. Each solution is designed to help people in different circumstances, so choosing the right one will depend on your situation. We can help you find out which solution is most suitable. Read more about the solutions below or fill in the form for to find out more.

It is not possible to apply for an Insolvency solution without the help of a Personal Insolvency Practitioner (PIP). This is a professional who is authorised by the Insolvency Service of Ireland (ISI), to assist you when making an Insolvency application and during the plan. We have 5 PIPs in-house ready to help.

Initial Enquiry

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(Personal Insolvency Arrangement)

Personal Insolvency Arrangement

If you are having difficulty with paying your mortgage or mortgage arrears, then a Personal Insolvency Arrangement (PIA) might be a suitable solution for you.


(Debt Settlement Arrangement)

Debt Settlement Arrangement

If you are struggling with repaying your debts, such as credit cards, loans, shortfall debt etc..., then a Debt Settlement Arrangement (DSA) might be a suitable solution for you.

Other debt solutions

Debt Relief Notice

If your total debts are below €35,000, you have a low income and little or no assets, then a Debt relief Notice (DRN) might be a suitable debt solution.

DRN info


Bankruptcy is usually considered as a last resort Debt solution, which should only be explored after other Insolvency avenues have been investigated.

Bankruptcy info

Get help with your unaffordable mortgage & other debts

With our vast range of experience within the Industry in both Ireland and the UK, we are ideally placed to help you, no matter what your circumstances are. Our team of friendly and experienced advisors will help you work out what solution is best for your situation and what you can realistically afford to pay towards your debts. We have expert advisors and PIPs on hand for any questions you might have about your mortgage or debts.

What is a Personal Insolvency Practitioner?

A Personal Insolvency Practitioner or PIP is a professional specialising on matters relating to debt and finances. They are authorised by the ISI to act on your behalf, in dealing with any Insolvency solution such as a PIA or DSA. The PIP is responsible for assessing your situation, advising you and guiding you through the personal Insolvency process from start to finish. You cannot avail of an Insolvency solution without the help of a Personal Insolvency Practitioner.

Click here to book a free PIP consultation

We offer a free confidential consultation, with no obligation, so if you think you need the help and advice of a PIP in regards to your problem debts, get in touch. Some companies charge for this service, but we believe you should not pay for debt or insolvency advice when you can get it for free.

Types of debt we can help with

  • Unsecured Debts - Credit cards, loans, overdrafts, credit union, payday loans, store cards etc...

  • Secured debts - Mortgages, secured loans, mortgage arrears etc...

If you are struggling to pay your mortgage or other debts and feel like you need help, then get in touch. We can identify if you are insolvenct and in need of a solution, or if you just need some general debt advice.

Fill in the form on this page and one of our advisors will call you for a free debt consultation.

Why choose McCambridge Duffy

Our Philosophy

At McCambridge Duffy we believe that....

"Every Problem has a solution!"

We believe that everyone should have access to sound advice, proper information and the best possible options for their situation. We pride ourselves on offering good quality, caring customer service.

Our philosophy is reflected in the feedback we receive from our many happy clients and the results in the successful plans we put forward. Read some of our testimonials below taken from our many client reviews.

1. No upfront fees - Saving you time and money

We offer a free consultation and are one of the only companies who do not charge upfront fees. Paying any provider upfront fees will only cause a delay in your case being accepted and cost you extra money that is completely unnecessary. If your solution proposal is rejected you will lose this money. DO NOT PAY UPFRONT FEES EVER!

2. High acceptance rate

We have an amazing acceptance rate for our cases. Any proposals we put forward will have a great chance of being accepted. We also fight very hard for every client to make sure their proposal is carefully considered by the creditors with the best outcome for all. Our proposals will always be based on something that is affordable to you and because of this every case we propose is unique.

3. Excellent customer service

We have an excellent customer care team. We are a family run company that haas been in business for over 80 years and have a great reputation for the service we provide both to our clients and the lenders. Our advisors have all been with us for many years and are highly trained. They will be able to answer any question quickly, professionally and with care.

Client reviews

Below are some testimonials from clients that have used our Insolvency services. All reviews are collected on independent review site TrustPilot. If you are struggling with debt, please get in touch. We will be happy to talk with you and may be able to help you in addressing the situation.

About McCambridge Duffy - Making History

We are a family run business, operating for over 80 years. In this time, we have helped 1000's of people deal with their debts, which gives us good stead in the Insolvency Industry.

Personal Insolvency Practitioner Ronan DuffyWhen the changes to the Insolvency regime came into Ireland we were one of the first companies to put through one of the new Insolvency arrangements on behalf of a client. Our very own Personal Insolvency Practitioner, Ronan Duffy, was responsible for putting the case through. He also had involvement in helping to create the Personal Insolvency Act legislation for the new solutions.

In early spring 2015, McCambridge Duffy were invited as part of a delegation of 5 Insolvency Practitioner firms to meet with the Taoiseach, the Tánaiste and the Minister for Justice and give them a practical perspective of how the new legislation is operating. We gave feedback and suggested certain areas for improvement. The Government then announced that they would be introducing certain changes in April that year.

Following on from having the first arrangement in the State and also the first arrangement approved in the High Court, we recently managed to secure another first in Personal Insolvency. We successfully overturned a rejected Personal Insolvency Arrangement via the new Court challenge procedures. The court overturned the rejection and approved the arrangement for our clients.

We continue to be one of the leading Insolvency companies in Ireland and hope that we can continue to do so in the future. We aim to stay at the forefront of developments in the Industry. Have a look at the testimonials below to see what some of our clients have to say about the services we offer.

Speak to us if you need help with unaffordable mortgage payments, arrears, or other debts

Call us on 01 539 57 90

© 2021 McCambridge Duffy All. rights reserved

McCambridge Duffy Limited is a Limited Company registered in Ireland
Registered number 527584
Registered office Suite 6, Spencer House, High Road, Letterkenny, Co. Donegal, F92 V8XC